Four inputs. Thirty seconds. See what your platform could be earning across all four embedded payments models.
A platform running $25M to $50M in annual payments volume on a simple ISV referral deal earns roughly $38K a year from payments. The same volume run through PayFac-lite earns closer to $244K. That is a six-figure gap sitting inside the same customer base. The tool below shows your number across all four models.
Want this as a report you can send to your team? Get the free Embedded Payments Guide instantly, plus we'll email your personalized Margin Multiplier breakdown and the recommended model and why.
No sales call. No spam. One email with your report.
Built by Margin Labs, an independent advisory practice for embedded payments in vertical SaaS. No preferred PayFac partner, no sales team behind the numbers. The basis-point ranges reflect what real platforms capture across hundreds of processor RFPs and PE diligence files, and the recommendation follows your inputs, not a path that ends in a vendor sale.
The bps ranges reflect what real platforms capture at each model, calibrated across hundreds of conversations, processor RFPs and PE diligence files. They're directional, not precise. Your actual capture depends on vertical, merchant mix, activation rate and the specific terms you negotiate with a processor.
No. Your results show on screen for free, no email required. You only enter an email if you want the report emailed to you, a personalized breakdown you can send to your team plus the recommended model and why and the free Embedded Payments Guide. No sales call. No spam. Unsubscribe link in every email.
No. We don't sell your data. We don't share your inputs or email with processors, PayFac partners or any third party. The data stays with Margin Labs. If a meaningful next step involves a partner introduction, we ask first and you decide.
Depends on the gap. If the opportunity is meaningful and you want to move, the Strategic Decision Framework ($139) is a vendor-neutral playbook that takes you from question to decision. If you want a focused working session with model confirmation, processor shortlist and warm introductions, the Quick Start Call ($379) is the right path. We'll tell you which one fits your situation.