Embedded Payments Intelligence

Your platform is sitting on payments revenue you haven't captured yet.

The Margin Multiplier quantifies what it's worth, and what it takes to capture it.

Run the Margin Multiplier → How It Works ↓
Four Ways In
From a free number to hands-on advisory.

Start wherever fits your platform. No lock-in, no upsell pressure.

Margin Multiplier

See what payments could be worth to your platform across all four monetization models. Quick, and free.

Run it free →
The Framework

A vendor-neutral playbook to decide on your own: the four models, real-world take rates, and a decision matrix.

Get it · $139 →
Quick Start Call

One hour on your specific situation, a written action plan in 48 hours, and warm intros to vetted processing partners.

Book a call · $379 →
Advisory Retainer

An ongoing partnership for platforms building or scaling payments. Hands-on, a few clients at a time.

Apply →
What We Do
Four ways Margin Labs moves the number.
01
Model Your Margin Opportunity
Quantify what embedded payments is worth at your volume and vertical. Understand all four monetization paths before committing to one. Starts at zero. No existing payments program required.
02
Optimize Your Payments Economics
Most platforms have 40–60 bps of recoverable margin in their existing setup. We audit take rate, processor economics, and contract terms, and tell you exactly what's recoverable.
03
Activate Revenue at Scale
Getting 60–80% of merchants to actually use payments is where the revenue lives. We build the onboarding, pricing, and adoption playbook that closes the gap between launch and revenue line.
04
Payment Processing Review
Flat-fee diagnostic of current rates, processor fit, and whether the switch math works. No obligation to change. Honest answer either way.
Why Margin Labs

Independent advice.
No stack to sell.

Most payments consultants are vendors in disguise. They optimize for their own processing revenue, not your business outcomes. Margin Labs earns from advisory engagements and digital products. When we refer a processor, we disclose it. When we don't recommend switching, we say so, even when there's referral income on the table.

4
Monetization models evaluated before any recommendation
$15B
Payment volume experience across verticals and stages
15+
Years at the intersection of payments, fintech, and SaaS
0
Preferred vendors. No conflicted recommendations.
From The Lab

Independent thinking on embedded payments.

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